ONE@Work (formerly Even)

Unlocking Financial Wellness: A Guide to the ONE@Work (formerly Even) App

ONE@Work (formerly Even) is a financial wellness application offered by employers to help their workforce better manage their earnings and achieve greater financial stability. This unique platform, accessible exclusively as an employer-provided benefit, provides tools for early wage access, automated savings, and simplified budgeting.

What is ONE@Work (formerly Even)?

ONE@Work (formerly Even) is a dedicated financial tool designed for employees of its partner companies. Its core mission is to empower workers by providing greater visibility and control over their paychecks. ONE@Worklication helps users bridge financial gaps between pay periods, plan for future expenses, and build savings effortlessly. It’s important to note that access to ONE@Work (formerly Even) is granted through a user’s employer, meaning it is not a publicly available app for individual download.

Key Features of ONE@Work (formerly Even)

The functionality of ONE@Work (formerly Even) is built around several key, real-world features that address common financial challenges.

Instapay for Early Wage Access: This feature allows eligible users to access a portion of their already-earned wages before the official company payday. This can help cover unexpected expenses without resorting to high-interest loans or overdraft fees.

Earnings and Schedule Tracking: ONE@Work provides a clear view of your work schedule and calculates your projected earnings for upcoming shifts and paychecks. This eliminates guesswork and aids in financial planning.

Automated Savings: Users can set a specific percentage of their paycheck to be automatically directed into a savings account. This "set-it-and-forget-it" approach, powered by partner banks like Cross River Bank, Member FDIC, makes building a savings habit simple.

Smart Budgeting Tools: By connecting an external bank account, ONE@Work (formerly Even) can analyze your income and regular bills to calculate a daily "safe-to-spend" amount, providing a clear guideline for daily budgeting.

Why Choose ONE@Work (formerly Even)?

The primary advantage of ONE@Work (formerly Even) is its seamless integration with your employment. It leverages your existing payroll information to offer personalized and accurate financial insights. ONE@Work promotes financial health by facilitating responsible spending, encouraging consistent saving, and reducing the stress associated with cash flow timing. Its employer-sponsored nature often means that core features like Instapay may be offered with low or no fees, providing a cost-effective alternative to other financial products.

How to Download ONE@Work (formerly Even)

Since ONE@Work (formerly Even) is an employer-provided benefit, the download process is specific. Employees of partner organizations must typically receive an invitation or enrollment instructions from their company's HR or benefits department. ONE@Work is available on official mobile app stores, but it requires employer-linked credentials for activation and use.

Overview of the Latest Version’s New Features

Application updates for ONE@Work (formerly Even) generally focus on enhancing security, improving the user interface for a smoother experience, and refining the accuracy of its budgeting and earning projections. Users should regularly update ONE@Work through their device's app store to ensure they have the latest features and security patches.

Tips for Using ONE@Work (formerly Even)

For the best experience with ONE@Work (formerly Even), ensure all your personal and banking information is accurately entered to guarantee ONE@Work's calculations are correct. Use the earnings tracker to plan your budget for the entire pay period in advance. If you utilize the Instapay feature, do so strategically for true necessities to avoid shortening your next official paycheck. Consistently reviewing your "safe-to-spend" amount can help you stay on budget daily.

User Review

General user feedback for ONE@Work (formerly Even) often highlights ONE@Work's utility in managing financial volatility between paydays. Many users appreciate the transparency it provides into their earned wages and the convenience of early access to funds when needed. The automated savings feature is frequently cited as an effective tool for those who struggle to save manually. Some feedback notes that feature availability, such as Instapay, can vary depending on the employer’s specific configuration of the ONE@Work (formerly Even) platform.